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www.debtconsolidation.com 8 Tips For Keeping Your Finances In Check When you take charge of your personal finances, you are up against some tough obstacles. Smart money management is not taught in nearly as many schools as it used to be, and the world is full of companies that would love to see you make bad financial decisions. You can thwart their desires and retain full control of your money by following these simple tips. 1. There’s nothing wrong with paying in cash. You will find yourself being more cautious with your money when you can see and feel it. Use cash before you take out your debit card, and make your credit card your last resort. 2. Hold onto receipts. The effort required to build up complete financial records this way is actually very modest. Receipts can prove useful for up to a year following the purchases you make. They’ll also come in handy for the next tip. 3. Stay aware of your money. Balancing your checkbook is an art that has gone out of fashion thanks to electronic banking. Even if you do not go through the ritual, you should maintain the financial awareness it entails. Reconcile each purchase that appears on your bank account with your receipts, and address discrepancies immediately. 4. Hang onto financial statements. This ties into the second tip. Your bank is eager for you to go paperless. This saves the planet, but it also makes it harder for you to dispute financial mistakes. If you must forego paper statements, it’s a good idea to download …

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